A PROFESSIONAL LAW CORPORATION
The Foreclosure Law Center, P.C. is not associated with the government, and our service is not approved by the government or your lender. 16 CFR 322.4(a)(1).

THE FORECLOSURE LAW CENTER, P.C.

A professional law firm when you need it the most.

Help with foreclosure

As foreclosures dramatically increase, homeowners continue to struggle attempting to get help from their lenders on their own. With a large amount of delinquent homeowners unable to achieve a modification with their lender, having an “attorney of record” is an effective resource often used by some qualified individuals. The Foreclosure Law Center strives to help these homeowners get the modification they need to keep their homes and avoid foreclosure.

What is a loan modification?

A loan modification is a permanent change in the current parameters of an existing mortgage loan. This change is made by a lender in response to a homeowner’s long-term inability to repay the loan under the existing conditions. Typically, this involves a reduction in the interest rate and payment of the loan, a different type of loan, an extension of the loan term, or any combination of the three. A loan modification agreement is different from a forbearance agreement.

A Forbearance provides short-term relief for homeowners who have temporary financial difficulties, while a loan modification agreement is a long-term solution for homeowners who are struggling to repay their mortgages due to financial hardship. Your lender must still approve the terms of the loan modification.

Our legal process

Our process in working on your case is simple. First, we send you our client package. We ask that you complete this package as soon as possible and return it with your loan documents. Upon receipt of your client package, we will assign one of our legal teams to review your file immediately in order to evaluate your case. A member of our legal team will contact you within 48 hours once we have determined that we can accept you as a client. Once accepted, we will contact your mortgage lender to notify them that our law firm will be acting as the attorney of record in the note restructuring process. At this time, we simultaneously conduct a Forensic Loan Audit on your mortgage documents. With this audit, our compliance review department looks for civil law violations that your lender may have committed upon closing your loan. We then use these violations in an attempt to obtain a loan restructuring. If our negotiations are accepted, you will then sign the new documents, agreeing to the terms and conditions of your modified mortgage loan.

No upfront fees

We work with all mortgage scenarios with no upfront fees. We understand the financial hardships and time sensitive nature of our clients’ situations. We want to get to work for you right away, ensuring that our firm has the greatest chance possible at getting you a mortgage you can afford.

Speak to a foreclosure lawyer for a free consultation today by calling 1-888-600-5505.

The Foreclosure Law Center, P.C. is not associated with the government, and our service is not approved by the government or your lender. 16 CFR 322.4(a)(1).

Please Note: The terms and conditions of your mortgage are at the sole discretion of your lender based on prior agreements, thus we can make no guarantees of a successful outcome. Our services are designed simply to increase your chances of achieving a modification based on methods that have previously produced positive results.